BOP posts Record Profits as Deposits surpass Rs2 Trillion

2026-02-17 - 16:04

LAHORE – Bank of Punjab (BOP) has announced record financial results for 2025, with operational profit nearly doubling and total deposits surpassing the Rs. 2 trillion mark. The Bank’s pre-tax profit reached Rs. 35.80 billion, a 46% increase compared to 2024, while operating profit before provisions surged by 99% to Rs. 40.74 billion. The Board of Directors declared a final cash dividend of Rs. 1.50 per share, adding to the Rs. 1.00 per share interim dividend already paid, marking one of the highest dividend payouts in the Bank’s history. BOP credited its success to a combination of strong risk management, cost discipline, and accelerated digital transformation, including investments in technology, cybersecurity, and data-driven solutions. Over 78% of customer transactions have now shifted to digital channels. Total deposits rose sharply, driven by a 34% increase in current accounts to Rs. 476 billion. Net interest income jumped 84% to Rs. 81.10 billion, while non-markup income (excluding capital gains) grew 23%. Operational efficiency also improved, with the cost-to-income ratio falling to 59.65%. The Bank reinforced its commitment to ESG principles, gender balance, and inclusion of persons with special needs, while supporting provincial and federal initiatives in agriculture, SMEs, and cash transfers. The Board said BOP’s focus on innovation, digital adoption, and customer-centricity has strengthened the foundation for sustainable long-term growth and value creation for all stakeholders. BoP becomes formal entity