Meezan Bank announces Financial Results for 2025
2026-02-09 - 13:56
The Board of Directors of Meezan Bank, in its meeting held on Monday, approved the financial statements for the year ended December 31, 2025. Chairman of the Board Riyadh S.A.A. Edrees presided over the meeting. Meezan Bank reported a Profit After Tax (PAT) of Rs 89 billion for the year ended December 31, 2025, delivering a strong Return on Equity of 34%. Basic Earnings Per Share (EPS) stood at Rs 49.54, compared to Rs 56.62 in 2024. The Board of Directors has approved a final cash dividend of Rs 7 per share (70%), bringing the total cash dividend for 2025 to Rs 28 per share (280%), following the interim dividend of Rs 21 per share (210%) paid during the first nine months of the year. Meezan Bank’s financial position remains robust, with a Capital Adequacy Ratio of 19.2%, well above the regulatory requirement of 11.5%. The Bank’s market capitalisation has surpassed $ 3.2 billion, reinforcing its position as one of Pakistan’s most valuable companies. For the year ended 2025, Meezan Bank reported a net spread of Rs 252.5 billion, compared to Rs 287 billion in the previous year, primarily reflecting the impact of a lower policy rate environment. In contrast, the Bank’s non-funded income recorded strong growth of 13% year-on-year, rising to Rs 32.6 billion from Rs 28.9 billion in 2024. At year-end, Meezan Bank’s total deposits surpassed a significant milestone, reaching Rs 3.3 trillion, representing a 28% increase from Rs 2.58 trillion at the close of 2024. In addition, the Bank’s Roshan Digital Account (RDA) programme recorded cumulative inflows of $ 3.4 billion since inception, capturing 29% of total industry inflows. Meezan Bank’s gross financings stood at Rs 1.69 trillion. The Bank maintained a strong asset quality profile, with a non-performing financing (NPF) ratio of 1.8%, among the lowest in the industry. Reflecting its prudent risk management practices, the non-performing financing coverage ratio remained robust at 146%. During the year, Meezan Bank also expanded its investment portfolio to Rs 2.6 trillion, representing a significant growth of 39% compared to the end of 2024. SBP’s foreign reserves jump by $56 million to $16.157 billion